Christmas is meant to be a happy time of year, but increasingly it has become one of the most difficult for many families due to the expenses. With the UK struggling with the recession, times are hard for many and this time of year can add considerable pressure on many household’s budgets and relationships.

According to a recent study, Christmas debt will be more poignant than ever this year as one in ten adults still have not paid their credit card debts that have built up from last Christmas. That equates to a shocking 4.5 million people. Once you add that debt to the money going to be spent this year, the effect could be devastating for some families.

These figures have come as no surprise to the IVA Watchdog who work with people experiencing financial difficulties. The IVA Watchdog was established to review IVA’s (Individual Voluntary Arrangement) and advise people on better financial solutions.

Tony Carter from IVA Watchdog says, “Since the economy has taken a down turn, there are a number of companies that have sprung up willing to cash in on people’s misery and debt such as time consuming and costly IVAs. With Christmas just around the corner, we will be expecting a greater volume of calls for help from people looking for ways to manage and eliminate their escalating credit card debt.”

Consumers will no doubt try to spend less this year. A study by the Vouchers team at Moneysupermarket.com has reported that the average Christmas shopping fund will be down to £232 this year compared to the average of £376 last year.

If you’d like to cut the costs of your shopping trip this year then visit the Moneysupermarket.com Vouchers channel and see what savings you can make - http://www.moneysupermarket.com/.

Mobiado has announced the arrival of a new luxury mobile phone, inspired by the launch of the spacecraft Pioneer 10 in 1972, the Grand 350 Pioneer.

Probably it will be extremely limited, with only 37 pieces, given the material they are present: the telephone 350 Grand Pioneer will in fact be characterized by a cover for the battery made from pieces of the Gibeon meteorite, crashed to Earth in prehistoric times and discovered in 1836 in Namibia.

The rest of the body is made of aluminum from spacecraft, sapphires and rubies embellish the details, while the keys are a combination of sapphire and stainless steel.

As regards technical characteristics, the Grand 350 Pioneer will be a quad-band connectivity, GSM / EGSM 850/900/1800/1900, 3.5G, HSDPA, Bluetooth and wi-fi. 3.2 megapixel camera, video camera and a 2.36 inch display with 16 million colors complement the Grand 350 Pioneer equipment.

Oris revealed the Blue Eagles Limited Edition, a luxury watches collection based on BC4, which celebrates its namesake Helicopter Display Team, airline partners of the house. The box bears the scars genetic apparatus, but is bigger and bolder the previous ones. Both the upper ring to the back are upholstered in black DLC, to distinguish at first glance. The two different colors show the construction of sandwich timepiece.

The dial 24 hours, which is new to the brand, offers a complete and priceless view of time. This feature is made possible by the new Caliber 653. The living and sleeping areas are highlighted in black and white for maximum readability.The Blue Eagles will be available only in 1969 copies for around 1980 euros.

Apple finally release the new MacBook ($1,000). Bringing it up to speed with its Pro counterparts, the new base-level MacBook features a polycarbonate unibody design with a non-skid bottom surface, an LED-backlit 13.3-inch display, a 2.26GHz Intel Core 2 Duo processor, NVIDIA 9400M graphics, Apple’s latest built-in battery technology for up to seven hours of battery life, and a glass multi-touch trackpad. Sadly, there’s no black option this time around.

I know many guys who said the Romania have only beautiful girls, and this is it.Alina Puscau is Romanian hot model for Victoria’s Secret .Alina has also appeared in advertisements for Ralph Lauren and Gap, and has modeled in fashion pictorials for Vogue and Elle magazines.